Money isn’t exactly the sexiest of topics, but it does play a big role in the dating world. After all, the presence–or absence–of financial security can significantly impact a couple’s future.  So, let’s say you’ve managed to set yourself up for monetary success, but you’ve started dating someone who makes less money than you. You’re probably wondering what that means for your relationship. And you might even be getting ahead of yourself, asking questions like, should I marry someone who earns less than me? While no one can answer that question but you, we can offer you some guidance.  In our guide below, we’ve provided some helpful relationship questions regarding finances. Mull over these questions and use them to spark thoughtful discussions with your partner to help determine if your relationship can survive the discrepancies between your bank accounts. Can you openly talk about finances? Let’s face it; no one likes to talk about their finances. Not only can it be boring, but it can also be darn right uncomfortable at times. However, if you want to have a future with your partner, it’s best to cut to the chase and see what you’re working with.  That said, if you don’t feel like you can be honest and open with one another about your finances, this could be a red flag in your relationship. After all, having difficult conversations is a big part of evolving as a couple. If you’re both uneasy about the thought of having a raw discussion, this might be a sign that your relationship needs some help in the communication department.  Do you share similar outlooks on spending and saving? If you’re dating someone who makes less money, it’s a good idea to talk about the ways you approach money. Sit down and have an honest discussion about how you go about saving and spending money. For example, do you set a certain amount aside each month for savings and retirement accounts? Or do you just swipe your credit cards willy-nilly until they get declined?  While it’s ok if you don’t see exactly eye-to-eye at first, you will want to focus on creating healthy spending and saving habits as a couple. After all, it’s not fair if you’re squirreling away your money while they’re out there blowing every paycheck each payday.  Do you have discussions about your financial health? Financial is another important topic. Now, it’s one thing if your partner doesn’t earn the same amount as you, but it’s another if he’s drowning in debt. Debt can be extremely stressful, and it follows you everywhere—including your marriage.  That said, if you decide to get married, you won’t inherit his current debt right off the bat, but you may inherit any debt he incurs during your marriage. And, of course, debt can negatively impact certain situations, like when you go to buy a car or get a mortgage.  That’s why we suggest having an open discussion about your financial health to see where you both stand.